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Lending partners of USAcashadvanceloan.com have over 1.5 million satisfied customers. Our goal is to make the process easy. Just call the number on our website and get connected to a representative who will walk you through the loan process and find the right type of loan for you. Life does not always follow your paycheck schedule and sometimes you need a little help to pay for emergency expenses. Whether that is a payday loan, a cash advance, or an installment loan, you have come to the right place.
Getting a loan from our hotline or online can be faster, easier, and more private than going to the payday store. In a lot of cases, a source of income (usually your paycheck) will back these loans.Short-term loans are directed at folks like you who have an emergency they did not see coming such as a medical issue or other unexpected bills. Some of the names you will see these loans called online include:
The reason these loans are becoming more popular is not only their convenience, the fact that you can avoid huge reconnect fees, late fees, and other things creditors can hit your account with. Our economic woes in recent years affected the U.S. banking system in a bad way, and many good people have found themselves “under banked,” meaning they were told they can not get a loan from their banks or credit unions. Our website and our partners can step in to help when the bank says no. Here are just a few of the reasons why you should use USACashAdvanceLoan.com:
You can often get your cash by tomorrow. If you see promises of “1-hour online payday loan” or “1-hour cash advance loans,” don’t be fooled. Even though loan approval can be fast, you typically will not get your money within an hour. After approval and acceptance of your loan offer, the way you get your money is almost the same as depositing your paycheck at the bank. You normally will have to wait at least 24 hours before the cash is available in your checking account.
Forget waiting in line! We’ve Using your mobile device or computer, you can get matched with a participating lender in just a few clicks. Using USACashAdvanceLoans.com’s payday loan cash advance lender matching service means you can safely borrow without standing in embarrassing lines.
Our easy phone hotline application: Our representatives will help you with questions you have about loans and help take your application quickly over the phone.
What is the APR for loan that I may get from USACashAdvanceLoan.com lender? First off, it’s important to understand what an APR is. APR or (Annual Percentage Rate) is meant to represent the interest rate and fees of a loan for an entire year. That said, the loan that you are likely to be offered is intended to be a short-term loans that is repaid in a matter of weeks, so using an APR to represent the fees is not only inaccurate, but also fairly misleading. However, since APR is a commonly used way of expressing the fees of other common loans, such as mortgage loans, auto loans, and other types of personal loans, we feel it’s somewhat useful for you to know what the representative APR ranges could be for a short-term loan. Since USACashAdvanceLoan.com is a lending network and not a lender, we aren’t able to accurately represent the exact APR that your lender may offer; however, the typical representative APR range is somewhere between 261% and 1304% for a 14 day loan. Remember, you should pay your loan back on time to avoid fees and penalties. Make sure that you review the terms and conditions of the loan that is offered to you so that you don’t end up with an “annual” loan!
What happens if I’m late paying back the loan? If you are matched with a lender and accept the terms and conditions of their loan offer, you are agreeing to pay that loan back in the amount of time expressed in the loan documents. Partial payment, non-payment, or late payment is likely to result in additional fees. If you refuse to repay the loan all together, it is likely that the lender will engage a collection company to try and recoup what you owe them (just like any lender would). Please don’t agree to a loan that you cannot repay. Renewal policies are different for every lender. As a convenience to you, some lenders may agree to alternative payment options. Some of these options may result in a renewed or “roll-over” loan that may have additional fees and may renew automatically unless you request otherwise. Please make sure to review your lender’s renewal policies, and make sure that your payment preferences are known to your lender. If you have questions or need more information on renewal policies, please contact the lender and they will be happy to provide you that information. While most lenders in the USACashAdvanceLoan.com network do not run a traditional credit check, it is important for us to let you know that in some cases credit checks, consumer credit reports and other personal data may be obtained by some lenders from Experian, Equifax, Trans Union or through alternative providers in order to make a decision on whether or not to offer you a loan. It is also important to mention that if you do not repay your loan on time, your delinquency may be reported to a credit bureau, which could negatively impact your credit score. As with any loan, it’s important to repay the loan on time or contact the lender to work out a payment plan. Please borrow responsibly!